Home Value:
Down payment:		20% of the home price
Closing Cost:		Normally 2% - 4% of loan amount
Mortage Total:
Mortgage Term(years):
Mortgage Interest Rate(%):
Monthly Mortgage Payment (Not include property tax):		You can change the payment to the value you want
Current Year Property Tax(Rise as Home Yearly Appricate Rate):
Annually House Insurance, HOA, Repair Expense:		Fixed amount in order to compare
Home Yearly Appricate Rate(%):
Monthly Rental Income if you rent any room out:
Tax Rate if you sale your house:
-Investment Part -
Monthly Investment:
Investment Annually Return(%):
Tax Bracket(%):
Standard Deduction:		5350 is 2007 standard deduction for single
Standard Deduction Change Rate(%):

Year

Mortgage Expense

Principle Paid

Interest Paid

Property Tax

Standard Deduction

Tax Refund

Mortgage Left

Home Expense

Rental Income

Tax On Rental

Inv. Start of Year

Inv. Gain

Inv. Tax

Inv. End of Year

Inv. Added

Inv. Account Value

House Market Value

Year Spend

Total Spend

Final Wealth

Net Gain If Sale

Tax If Sale

Wealth After Sale

FinalWealth - TotalSpending

Average Montly Expense:	0
Total Spend:	0
Final Wealth:	0

There might be many problems in this calculations. Please join our disscussion from the following links and also let me know if there are problems.